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--Capital Repayment

This is the simplest type of mortgage. The payments you make to the lender every month pay off both the capital and the interest from the loan. Provided you keep up the payments, you are guaranteed to pay off the loan by the end of the term agreed (usually 25 years).

The lender calculates your monthly repayments depending on the amount borrowed, how long for, the interest rate and how the rate you have chosen is set.


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Your home may be repossessed if you do not keep up repayments on your mortgage

The levels and bases of taxation and UK interest rates are subject to change.The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

The Overall cost for comparison is 8.0% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

RL Mortgage Solutions is an appointed representative of Lifetime Insurance Mortgage Experts Ltd, which is authorised and regulated by
the Financial Services Authority. Lifetime Insurance Mortgage Experts Ltd is entered on the FSA register under reference 311266.