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--Capped Rate

A capped rate can give you the best of both worlds. A capped rate is a set rate that guarantees your interest rate will not go above.(similar to a fixed rate). However, if the Lenders variable rate goes below the rate that you have capped at then your mortgage payments will reduce. Capped rates are usually higher than fixed rates.

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Your home may be repossessed if you do not keep up repayments on your mortgage

The levels and bases of taxation and UK interest rates are subject to change.The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

The Overall cost for comparison is 8.0% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

RL Mortgage Solutions is an appointed representative of Lifetime Insurance Mortgage Experts Ltd, which is authorised and regulated by
the Financial Services Authority. Lifetime Insurance Mortgage Experts Ltd is entered on the FSA register under reference 311266.